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Do You Know Your Credit Score?

Knowledge of one's current credit history, including a credit score is important during both good or bad economic times.  Financial institutions look to an individual's credit rating to help decide whether or not to grant a customer either a personal or small business loan.

Fortunately the Financial Consumer Agency of Canada can help Canadians stay apprised of their personal financial situations as they appear in credit reports and scores.

Through the FCAC's website at, consumers learn how to get a free copy of their credit report, how to understand the codes on the report and score, and how to correct or improve a credit report and credit score.

The Financial Consumer Agency of Canada was created in 2001 to protect and inform Canadian consumers about financial services.  In addition to information about credit history and scores, the FCAC provides information on other important financial consumer issues such as credit cards, mortgages, loans, bank accounts, debit cards, ABM fees, cheques, etc.

As the old saying goes, an educated consumer is always the best customer.